Have you ever considered that money is a state of mind? Money is neutral, a simple tool for exchange of goods and services. It is our...

For more than twenty years I was a financial counselor helping people to use their money wisely. Yet, this is the first blog I have...

March! Spring is just around the corner. Are you ready to do some spring cleaning? Most of us think of washing windows and doing the...

Change begins with awareness. It doesn’t matter what area we are looking at; the awareness of what is now and what we wish it to be must...